Case study · Digital lending, Bahrain

Bahrain's oldest diversified lender modernized its lending platform with Azentio. Here's what changed for growth, compliance, and time-to-market.

Impact statement

$450Mn+

Total financing delivered over 15 years

45%+

Growth in lending portfolio, 2022 to 2024

0

Regulatory disruptions while scaling under Central Bank of Bahrain compliance

Bahrain Credit, formally Bahrain Commercial Facilities Company, is a publicly listed financial institution founded in 1983 and regulated by the Central Bank of Bahrain. It operates across lending, automotive, real estate, and insurance through subsidiaries including Tasheelat and National Motor Company.

What's inside the case study

  • The 3 legacy system limits that were capping product innovation and compliance handling before the switch.
  • How the API-first platform connects everything: core banking, credit card gateways, onboarding, and AML watchlist screening in one ecosystem.
  • The exact compliance automation behind continuous alignment with Central Bank of Bahrain rules, KYC, and transaction monitoring.
  • The full interview with Bahrain Credit's VP of IT & Operations on what changed for speed and scale.

$450Mn+ in financing. 45% portfolio growth. Zero regulatory disruption along the way.

The full case study breaks down the platform decisions behind those numbers, the compliance automation that kept the Central Bank of Bahrain satisfied, and the full interview with the VP of IT & Operations who ran the project.

Read the Full Case Study Read the Full Case Study

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Our long-standing partnership with Azentio has been instrumental in driving our lending growth and innovation. The flexibility of their solution has allowed us to launch new products faster, enhance our operational efficiency, and deliver a better experience forour customers. With Azentio’s continued support, we’re confident in our ability to adapt quickly to market changes while maintaining the stability and compliance our business demands.
Ali Al-Marzooq
Vice President and Head of IT & Operations, Bahrain Credit