iMAL is the leading AAOIFI-certified Islamic banking platform, offering a comprehensive suite of solutions for retail, corporate, and investment banking. From profit calculation to financing, microfinance, and trade finance, iMAL empowers financial institutions to deliver ethical, inclusive, and scalable services, ensuring compliance and innovation across all banking operations.
Effortless Shari'ah compliance
Easily align with Shari'ah principles using AAOIFI-certified products and robust regulatory adherence.
Business-centric solutions
Introduce innovative Islamic products tailored to your unique business needs and evolving market trends, ensuring faster time to market.
Scalable and flexible
Enhance your banking ecosystem with a modular core platform, open banking compatibility, and a comprehensive API library.
Holistic customer insights
Gain a 360-degree view of customers for informed decision-making across all banking operations
Products
Islamic banking simplified
Revolutionize Islamic banking with iMAL Core Banking—a real-time, AAOIFI-certified solution for retail, corporate, and investment banking.
Automate Islamic profit distribution with precision. iMAL ensures Shari'ah compliance, boosts efficiency, and meets customer needs effortlessly.
Streamline your financing lifecycle with iMAL—a Shari'ah-compliant suite from request to settlement, delivering efficiency and superior experiences.
Deliver ethical, inclusive financial services with iMAL Islamic Microfinance. Advance financial inclusion with Shari'ah-compliant, AAOIFI-certified technology.
Simplify treasury operations with iMAL. Manage money market and forex transactions efficiently while ensuring Shari'ah compliance.
Control assets and portfolios with iMAL—a modular, Shari'ah-compliant platform offering precision, flexibility, and superior financial investment management .
Navigate global trade markets with iMAL—a Shari'ah-compliant solution that boosts efficiency, security, and compliance in trade finance operations.
We’d love to hear from you and answer your questions.
Work with us. Your neighbours do.
Islamic banking has been growing rapidly in recent years in Ethiopia. Choosing the right technology partner was critical to stay nimble and move fast. We made a great choice in partnering with Azentio, because of their in-depth experience, system understanding, vast industry knowledge and the team professionalism. This partnership will create an edge for our Islamic banking operations to operate in a more Shari'ah-compliant manner and comply with the National Bank of Ethiopia’s regulations.
Abdulkadir Redwan
We are excited to partner with Azentio as our chosen core-banking technology partner to support our ongoing business growth. The iMAL platform, with its inclusive features and commitment to Islamic banking principles, aligns with our objectives. This collaboration will support our teams in streamlining processes, enhancing productivity, and improving the omnichannel customer journey.
Amjad Hijazi
Chief Operating Officer, Siraj Finance
Post-implementation, the iMAL platform has enabled our bank to modernize and customize processes, gave the bank a 360-degree view of its relationship with customers, which is helping us to successfully upsell and cross-sell, a strong differentiating advantage.
Mohammed Kaka
Islamic banking has been growing rapidly in recent years in Ethiopia. Choosing the right technology partner was critical to stay nimble and move fast. We made a great choice in partnering with Azentio, because of their in-depth experience, system understanding, vast industry knowledge and the team professionalism. This partnership will create an edge for our Islamic banking operations to operate in a more Shari'ah-compliant manner and comply with the National Bank of Ethiopia’s regulations.
Abdulkadir Redwan
We are excited to partner with Azentio as our chosen core-banking technology partner to support our ongoing business growth. The iMAL platform, with its inclusive features and commitment to Islamic banking principles, aligns with our objectives. This collaboration will support our teams in streamlining processes, enhancing productivity, and improving the omnichannel customer journey.
Amjad Hijazi
Chief Operating Officer, Siraj Finance
Post-implementation, the iMAL platform has enabled our bank to modernize and customize processes, gave the bank a 360-degree view of its relationship with customers, which is helping us to successfully upsell and cross-sell, a strong differentiating advantage.
Mohammed Kaka
Islamic banking has been growing rapidly in recent years in Ethiopia. Choosing the right technology partner was critical to stay nimble and move fast. We made a great choice in partnering with Azentio, because of their in-depth experience, system understanding, vast industry knowledge and the team professionalism. This partnership will create an edge for our Islamic banking operations to operate in a more Shari'ah-compliant manner and comply with the National Bank of Ethiopia’s regulations.