Kastle™

Universal Banking Solution

45+

Countries Implemented

Azentio’s Kastle™ is an end-to-end banking solution suite that enables banks to continually redefine themselves. Kastle™ caters to the entire spectrum of banking functions – lending, core banking, treasury, trade finance, anti-money laundering and integrated risk management. Coupled with digital banking and analytics, Kastle™ is a force multiplier for banks and ﬁnancial institutions.

Kastle™ Universal Banking Solution

KASTLE An enterprise wide solution, Kastle incorporates best-in-class banking practices, consolidated and upgraded based on successful global implementations. Kastle helps banks innovate new products, enhance their speed-to-market, improve process eﬃciencies and deliver superior customer experiences.

Universal Lending Solution

Kastle provides a centralized database and a fully browser-based application to integrate and streamline processes at every touch-point in the loan processing cycle:
• Lead Management
• Loan Origination, Management, Collection and Configuration
• Securitization Funding

Core Banking Solution

Kastle is a customer-centric, end-to-end core banking solution that enables you to effortlessly manage the most complex of operations and enhance customer service with:
• Multi-tiered modular architecture
• Seamless development and rapid deployment of new products
• Multi-level comprehensive security

Integrated Risk Management

Kastle incorporates the latest global practices in ﬁnancial risk management and banking regulations compliance. It helps you control risks and initiate mitigation measures with three modules:
• Credit Risk – a configurable framework, a financial analysis and risk rating tool
• Market Risk – a statistical and analytical tool to evaluate risk as per Basel norms
• Asset Liability Management (ALM) – a dynamic framework to measure, monitor, manage liquidity risk, interest rate and exchange rate risk

Treasury

Kastle’s treasury product is an integrated and scalable solution that enables you to balance risks, judicious funding and investment strategies across:
• Fixed Income and Money Market, Foreign Exchange
• Derivatives and Commodities
• Equity and Mutual Funds, Issuance and Funding

Trade Finance

Kastle facilitates trade ﬁnance deals and equips you to provide innovative working capital solutions to SME and corporate customers with modules including:
• Trade Finance
• Supply Chain Finance
• Factoring

Business Intelligence

Kastle delivers an enterprise analytics platform that empowers you with self-service and business intelligence tools to clearly diagnose “why”, “what” and “when” using:
• Interactive visualizations
• Data warehousing
• Predictive and other analytics

Digital Banking

Kastle’s Digital Banking solution increases the speed of customer service and enables prompt access to all information to enhance the organization’s ability to decide precisely with:
• Internet Banking
• Mobile Banking
• Tab Banking

What makes Kastle™ unique

Powerful workflow engine enabling compliance
Highly parameterized and dynamic rules engine
Multi-tiered modular architecture ported on a wide range of platforms/application servers
Seamless development and rapid deployment of new products
Multi-level comprehensive security with role-based access privilege
Complete ﬂexibility in creating and editing multiple ﬁnancial templates and risk models

Business Advantages with Kastle™

Helps centralize operations and transaction information, automate core processes, and streamline advanced banking functions
Parameterized application that enables financial institutions to respond to market changes easily and quickly
Empowers financial institutions with a tool to manage relationships and risks and to achieve their goals
Smarter decision-making based on advanced risk analytics of critical risk factors
Reduced turnaround time to go live with improved data quality by using the data validation utility engine
Domain-driven with industry expertise